StarConferencing.com - Audio Conferencing

With all the teleconferencing companies out there these days, choosing the best service for your needs can be confusing to say the least. Some require long contracts and commitments, and many of the well known telecommunications companies charge outrageous prices.

Well, I’ve found the most inexpensive conference calls service available. StarConferencing.com specializes in providing audio conferencing for under $20 a month. If you currently are paying more than 3.9 cents for your conference calls (and who isn’t) then you should check them out. StarConferencing.com uses the latest audio conferencing technology on the market for the highest quality conference call experience, so you are paying the best price available and you are still receiving a great quality service.

StarConferencing.com offers access to toll or toll free numbers, can handle up to 125 participants in your call, and provides all the features and controls you need to conduct a professional conference call event.

Netspoke.com - Audio and Web Conferencing

Looking to impress your clients with your next web presentation? Netspoke.com is the perfect company to help you close that important business deal. Recently acquired by telecommunications giant Premiere Global Services, Netspoke offers a full variety of web conference, audio conference and reservationless or assisted teleconferencing services.

Invite over 500 people to your next team meeting or seminar with Netspoke’s web conference service and host a highly productive event at a fraction of the cost of face-to-face meetings. Engage your audience and boost participation with professional operator assisted conferencing. Netspoke will manage every detail of your conference from beginning to end.


Netspoke boasts an impressive client list, and is now owned by Premiere Global Services, so your company can be confident going into their next web or audio conferencing meeting knowing that the presentation will be a smashing success.

SaveOnConferences.com - Audio and Web Conference Calls

Looking for a conference call company that offers web conferencing and local or international conference calls at prices well below the competition? SaveOnConferences.com has all of these services bundled together, and offers excellent service and 24/7 customer support.

Check out their site and receive 60 minutes of free conference call service with no stings attached. SaveOnConferences.com offers competitive rates too, which is something you usually won’t find with a full-featured teleconferencing company; in addition the rate decreases automatically as your volume increases. There is no setup fee or minimum monthly charge; you simply pay for what you use.

SaveOnConferences.com offers direct digital connections, and has relationships with major long distance service providers ensuring that you will get the highest quality service available, along with prices of 50% less than other conference call service providers. Whatever your web or audio conferencing requirements, SaveOnConferences.com offers a high quality service to meet your needs.

Great Directory by Jim Westergren!

Jim Westergren has again done a fantastic site - this time a directory.

Check out Add URL-Free.com. It has over 30 000 active links, very nice detail pages and real time editing of links from users.

Here you can for example see a the category Finance.

What is also very nice for those submitting is that they can preview the detail listing and edit their links even before the link is officially approved by the editor.

Credit Cards Vs Debit Cards

Although credit cards are the most popular forum of credit around, alternatives such as the charge card also have their benefits. Despite both forms of cards being popular, many people do not know the difference between them. If you are looking for the best type of credit, then you really should compare the relative advantages and disadvantages of credit cards and charge cards. They might serve the same purpose, but if you know the differences between them you can get the right type of credit for your needs and hopefully save yourself some money.It is hard to say which type of card is better, although if you want to carry a balance then you have to opt for a credit card. Credit cards generally have more flexibility, as you can pay the money back more slowly. Credit cards also have the facility for 0% balance transfers which gives a huge advantage. However, if you are someone who always pays his or her bills back in full each month, a charge card might be the answer. This will give you greater spending power when you need it without allowing you to go into debt and pay interest on it.

The Thrifty Scot

The Scottish people have earned themselves a reputation through the years as a plain spoken, down to earth and honest bunch of folks. It makes sense, then, that one of the best sources of financial advice on the Internet should be ThriftyScot.ThriftyScot is a simple, easily navigable site that gives no nonsense, down to earth advice on personal finance. Arranged into several categories, ThriftyScot's advice guides you through the often confusing world of personal finance and leads you towards the best money-saving deals available.Of all the categories offered at ThriftyScot perhaps the most useful is the credit cards section. With advice on credit cards offered by a wide range of lenders.Beyond the credit card pages, ThriftyScot offers fantastic advice on remortgages and secured loans. Since a home tends to be the most expensive and important purchase of your life, it makes sense to find good solid advice before you take out a mortgage. Additionally, it's just as important that you make sure you have all the facts before you take out a loan that uses your home as collateral.

Getting Instant Secured Loans

Although taking your time to find a loan is the best option, there are times when this simply isn’t possible and you need money fast. Generally, these loans will be needed for a short period of time, after which you can pay the money back. Although there are a number of instant unsecured loans on the market, they are usually for small amounts of money. If you need a larger amount of cash quickly, then you should look at an instant secured loan. Instant secured loans can help you can get a decision in just a few minutes, even if you have a poor credit history.There are many reasons why you might need a loan within a very short space of time, although it is usually due to unexpected expenses that you could not hope to budget for. These expenses are usually essential, and can include items such as car repairs, healthcare costs and house repair costs. If you don't have the money readily available but need to pay these expenses fast, then an instant secured loan might be the best option. This is especially true if you have a poor credit history and are unable to get an unsecured loan.